Establish a strong investment strategy for your SMSF

Gold is often considered as part of a diversified SMSF strategy, particularly by investors looking to include assets that behave differently to traditional financial markets.

Rush provides a digital platform to access gold, enabling customers to buy, sell, transfer, gift, and spend from their gold holdings through a single app.

Whether you are considering establishing an SMSF or refining an existing strategy, gold is commonly evaluated alongside other asset classes as part of a broader portfolio.

Gold is widely recognised and traded globally, with demand supported by both investment and industrial use, as well as central bank reserves. Its price can behave differently to currencies and financial assets, particularly during periods of economic or market change.

Why choose rush gold?

When considering SMSF investment options, gold is often included as part of a diversified portfolio.

Rush provides a digital platform to access gold, enabling SMSF trustees to buy, sell, transfer and manage their gold holdings through a single interface.

The platform is designed to make gold more accessible, regardless of portfolio size, without requiring brokerage accounts or more complex financial instruments.

Once registered, you can begin purchasing investment-grade gold bullion through the app, with no minimum purchase requirements.

Holdings are maintained in physical gold bullion stored in secure Australian vault facilities, with metal sourced from refiners accredited by the London Bullion Market Association (LBMA).

Manage your gold through the app

Whether you actively monitor the market or take a longer-term approach, the app provides a way to manage your gold holdings through a single platform.

You can view current and historical gold prices, set price alerts in AUD, and check pricing across multiple currencies.

What is an SMSF?

An SMSF, or self-managed super fund, is a type of superannuation trust structure that provides retirement benefits to its members and, in certain circumstances, to their beneficiaries.

SMSFs are managed by their trustees, who are responsible for making and overseeing investment decisions in accordance with superannuation law.

SMSFs must meet specific legal requirements, including trustee obligations and compliance with tax and regulatory frameworks. Trustees may choose to seek professional advice or administrative support to assist with these responsibilities.

What are the benefits of SMSF?

A key feature of an SMSF is that trustees have control over how the fund is invested, within the requirements of superannuation law.

In contrast to other superannuation structures, SMSF trustees are directly responsible for setting and implementing the fund’s investment strategy. This includes deciding how assets are allocated and ensuring the strategy aligns with the fund’s objectives and regulatory obligations.

Trustees are also responsible for managing risk and complying with legal and tax requirements. This shared responsibility means that all decisions, and their outcomes, sit with the trustees.

An SMSF may provide flexibility to include a broader range of asset types, including certain alternative assets, where permitted under the fund’s investment strategy and applicable regulations.

What are some of the best SMSF investment options?

A well-structured SMSF typically includes a diversified mix of asset types, aligned with the fund’s investment strategy and risk profile.

These can broadly include:

• Defensive assets, such as cash or fixed interest investments, which are generally associated with lower volatility
• Growth assets, such as equities or property, which may offer higher return potential but can involve greater variability

For example, government bonds involve lending funds to a government entity in exchange for periodic interest payments and the return of principal at maturity.

Gold is also commonly considered within SMSF portfolios as a physical asset that may behave differently to traditional financial assets. It is often included as part of a broader diversification approach.

If you are looking to access gold in Australia, it can be purchased through digital platforms.

Through Rush, gold can be accessed digitally while being maintained in physical bullion. Storage and insurance are handled within the platform, with metal stored in secure Australian vault facilities and independently audited by Bureau Veritas. Insurance is arranged through Lloyd’s of London against risks such as damage or theft.